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Catching a Free Ride on the Cost of Raising Children DARWINCATHOLIC - August 29, 2014 ... one must spend. One of the things that always makes these reports sound so large is that they aggregate spending over a long period of time. Just dividing the number by 17 does a lot of the work. The median US household income is $51k. If you say that a median family size is two adults and two kids, and you just divide that $51k by four, you get a per-person spend of $12.7k, which is not much shy of the $14.4k number suggested by the "cost of raising a child" study. If you ...